* {
      margin: 0;
      padding: 0;
      box-sizing: border-box;
    }

    body {
      display: flex;
      min-height: 100vh;
      flex-direction: column;
      font-family: 'Open Sans', sans-serif;
      line-height: 1.6;
      color: #333;
    }

    main {
      flex: 1 0 auto;
    }

    .container {
      max-width: 1200px;
      margin: 0 auto;
      padding: 0 20px;
    }

    /* Header */
    header {
      background: white;
      box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
      position: fixed;
      width: 100%;
      z-index: 1000;
    }

    nav {
      display: flex;
      justify-content: space-between;
      align-items: center;
      padding: 15px 0;
    }

    .logo {
      font-size: 24px;
      font-weight: 700;
      color: #2c3e50;
    }

    .nav-links {
      display: flex;
      gap: 20px;
    }

    .nav-links a {
      text-decoration: none;
      color: #2c3e50;
      font-weight: 500;
    }

    /* Hero Section */
    .hero {
      background: linear-gradient(135deg, #4a90e2, #357abd);
      color: white;
      padding: 120px 0 60px;
      text-align: center;
    }

    .hero h1 {
      font-size: 48px;
      font-family: 'Roboto', sans-serif;
      font-weight: 700;
      margin-bottom: 20px;
    }

    .hero p {
      font-size: 18px;
      margin-bottom: 30px;
      max-width: 700px;
      margin-left: auto;
      margin-right: auto;
    }

    .cta-buttons {
      display: flex;
      gap: 15px;
      justify-content: center;
      flex-wrap: wrap;
    }

    .btn {
      padding: 12px 25px;
      border-radius: 5px;
      text-decoration: none;
      font-weight: 600;
      transition: all 0.3s;
    }

    .btn-primary {
      background: #ff9f43;
      color: white;
      border: 2px solid #ff9f43;
    }

    .btn-secondary {
      background: transparent;
      color: white;
      border: 2px solid white;
    }

    .btn:hover {
      transform: translateY(-2px);
      box-shadow: 0 5px 15px rgba(0, 0, 0, 0.2);
    }

    .hero-image {
      margin-top: 40px;
      max-width: 100%;
      border-radius: 10px;
      box-shadow: 0 10px 30px rgba(0, 0, 0, 0.3);
    }

    /* Features Section */
    .features {
      padding: 80px 0;
      background: #f8f9fa;
    }

    .section-title {
      text-align: center;
      margin-bottom: 50px;
    }

    .section-title h2 {
      font-size: 36px;
      font-family: 'Roboto', sans-serif;
      font-weight: 700;
      color: #2c3e50;
      margin-bottom: 15px;
    }

    .section-title p {
      font-size: 16px;
      color: #666;
      max-width: 600px;
      margin: 0 auto;
    }

    .features-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
      gap: 30px;
    }

    .feature-card {
      background: white;
      padding: 30px;
      border-radius: 10px;
      box-shadow: 0 5px 15px rgba(0, 0, 0, 0.1);
      text-align: center;
    }

    .feature-icon {
      font-size: 40px;
      color: #4a90e2;
      margin-bottom: 20px;
    }

    .feature-card h3 {
      font-size: 20px;
      font-family: 'Roboto', sans-serif;
      font-weight: 600;
      color: #2c3e50;
      margin-bottom: 15px;
    }

    .feature-card p {
      color: #666;
      font-size: 14px;
    }

    /* How It Works */
    .how-it-works {
      padding: 80px 0;
    }

    .steps {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
      gap: 40px;
      margin-top: 50px;
    }

    .step {
      text-align: center;
    }

    .step-number {
      width: 60px;
      height: 60px;
      background: #4a90e2;
      color: white;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 24px;
      font-weight: 700;
      margin: 0 auto 20px;
    }

    .step h3 {
      font-size: 20px;
      font-family: 'Roboto', sans-serif;
      font-weight: 600;
      color: #2c3e50;
      margin-bottom: 15px;
    }

    /* Testimonials */
    .testimonials {
      padding: 80px 0;
      background: #f8f9fa;
    }

    .testimonials-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
      gap: 30px;
      margin-top: 40px;
    }

    .testimonial-card {
      background: white;
      padding: 30px;
      border-radius: 10px;
      box-shadow: 0 5px 15px rgba(0, 0, 0, 0.1);
    }

    .testimonial-text {
      font-style: italic;
      margin-bottom: 20px;
      color: #555;
    }

    .testimonial-author {
      display: flex;
      align-items: center;
      gap: 15px;
    }

    .author-avatar {
      width: 50px;
      height: 50px;
      border-radius: 50%;
      background: #ddd;
    }

    .author-info h4 {
      font-size: 16px;
      font-family: 'Roboto', sans-serif;
      font-weight: 600;
      color: #2c3e50;
    }

    .author-info p {
      font-size: 14px;
      color: #666;
    }

    /* CTA Section */
    .cta-section {
      background: linear-gradient(135deg, #4a90e2, #357abd);
      color: white;
      padding: 80px 0;
      text-align: center;
    }

    .cta-section h2 {
      font-size: 36px;
      font-family: 'Roboto', sans-serif;
      font-weight: 700;
      margin-bottom: 20px;
    }

    .cta-section p {
      font-size: 18px;
      margin-bottom: 30px;
      max-width: 600px;
      margin-left: auto;
      margin-right: auto;
    }

    /* Footer */
    footer {
      background: #2c3e50;
      color: white;
      padding: 50px 0 20px;
    }

    .footer-content {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
      gap: 30px;
      margin-bottom: 30px;
    }

    .footer-column h3 {
      font-size: 18px;
      font-family: 'Roboto', sans-serif;
      font-weight: 600;
      margin-bottom: 20px;
    }

    .footer-column ul {
      list-style: none;
    }

    .footer-column ul li {
      margin-bottom: 10px;
    }

    .footer-column ul li a {
      color: #ccc;
      text-decoration: none;
      transition: color 0.3s;
    }

    .footer-column ul li a:hover {
      color: white;
    }

    .social-links {
      display: flex;
      gap: 15px;
      margin-top: 20px;
    }

    .social-links a {
      color: white;
      font-size: 20px;
      transition: color 0.3s;
    }

    .social-links a:hover {
      color: #4a90e2;
    }

    .copyright {
      text-align: center;
      padding-top: 20px;
      border-top: 1px solid #444;
      color: #ccc;
      font-size: 14px;
    }

    /* Responsive */
    @media (max-width: 768px) {
      .hero h1 {
        font-size: 36px;
      }

      .hero p {
        font-size: 16px;
      }

      .section-title h2 {
        font-size: 28px;
      }

      .cta-buttons {
        flex-direction: column;
        align-items: center;
      }

      .btn {
        width: 100%;
        text-align: center;
      }
    }


.faq-nav {

  padding-top: 25px; 
  background-color:white; 
  border:white; 
  border-bottom-width: none; 
  border-bottom-style: none; 
  -webkit-box-shadow: none;
  box-shadow: none;
  height: 75px;

}

.faq-collapsible-body {
    border-bottom: none!important;
    background-color: #f5f7fa;
}

.faq-collapsible {
    box-shadow: none!important;
    -webkit-box-shadow: none!important;
    border: 0px!important;
    background-color: #f5f7fa!important;
}


.faq-li {

  margin-left: 0px!important;
  margin-right: 0px!important;
  background-color: #f5f7fa!important;
}

faq-collapsible-header {

  border-bottom:none!important;
  border-bottom-style: transparent!important;
  border-bottom-width: 0px!important;
  background:#f8f9fa!important;
}


/* Custom CSS for the form */
    .contact-form {
        max-width: 600px;
        margin: 0 auto;
        padding: 15px;
    }

    .contact-form .row {
        margin-bottom: 0px;
    }

    .contact-form .input-field input:focus + label,
    .contact-form .input-field textarea:focus + label {
        color: #4a6bff !important;
    }

    .contact-form .input-field input:focus,
    .contact-form .input-field textarea:focus {
        border-bottom: 1px solid #4a6bff !important;
        box-shadow: 0 1px 0 0 #4a6bff !important;
    }

    .contact-form .btn {
        width: auto;
        margin: 0 auto;
    }

    .g-recaptcha {
        display: inline-block;
        margin: 0 auto;
    }


.form-container {
            width: 100%;
            max-width: 500px;
        }
.card-panel {
            padding: 20px;
            width: 100%;
            margin: 0 auto;
}
        
.toggle-password {
            position: absolute;
            right: 10px;
            top: 10px;
            cursor: pointer;
}


/* Success icon*/
.success-icon {
    font-size: 5rem;
    color: #4caf50;
    margin-bottom: 20px;
}


/* ─────────────────────────────────────────────────────────
   Identity Verification page — mobile / tablet fixes
   ───────────────────────────────────────────────────────── */

/*
 * On small screens Materialize's .container adds 20px padding on each side,
 * and the offset columns push the card further in. Override so the card
 * fills the available width with comfortable breathing room.
 */
@media (max-width: 600px) {

  /* Let the outer row breathe below the fixed header */
  .row[style*="padding-top:150px"],
  .row[style*="padding-top: 150px"] {
    padding-top: 90px !important;
  }

  /* Stretch the Materialize column to full width and kill offsets */
  .col.s12.m8.l6.offset-m2.offset-l3 {
    width: 100% !important;
    margin-left: 0 !important;
  }

  /* Remove the max-width cap so the card fills the screen */
  .form-container {
    max-width: 100%;
    padding: 0 8px;        /* small side gutter so card doesn't touch edges */
  }

  /* Remove horizontal padding added by .container so we get full width */
  .container {
    padding-left: 10px;
    padding-right: 10px;
  }

  /* Let the card-panel stretch fully and give it comfortable inner padding */
  .card-panel {
    padding: 24px 18px;
    border-radius: 8px;
  }

  /* Make the phone-prefix + number fields stack cleanly */
  #phone_field .col.s5,
  #phone_field .col.s7 {
    width: 100% !important;
    margin-left: 0 !important;
  }
}

/* Tablet: 601–900 px */
@media (min-width: 601px) and (max-width: 900px) {

  .col.s12.m8.l6.offset-m2.offset-l3 {
    width: 86% !important;
    margin-left: 7% !important;
  }

  .form-container {
    max-width: 100%;
  }

  .card-panel {
    padding: 28px 24px;
  }
}